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Cost of Building a Bungalow in Florida– Full Guide by Estimate Florida Consulting
Leading provider of bunglow construction estimating services
Building a bungalow in Florida has become a popular choice for homeowners, developers, and investors who want a comfortable, functional, and cost-effective living space without the complexity of multi-story structures. A bungalow offers simplicity, accessibility, and long-term value—making it a top option for families, retirees, and those planning smart real-estate investments. However, before starting construction, it’s essential to understand the complete cost breakdown, what influences the price, and how to budget smartly for every phase of the project.
In Florida, the cost of building a bungalow can vary widely based on factors such as square footage, design style, material quality, local labor rates, site conditions, and whether you choose standard, semi-custom, or fully custom construction.
This guide explains everything—from cost per square foot to detailed construction components—to help you plan with clarity and confidence.
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Average Cost of Building a Bungalow in Florida (2025)
The average cost to build a bungalow in Florida ranges from $180,000 to $420,000, depending on the size, layout, and level of finishes. For most homeowners, the sweet spot falls around $250,000 to $350,000 for a well-designed, medium-sized bungalow with quality materials.
Cost Per Square Foot in Florida
Bungalow Type | Cost per Sq. Ft. |
Basic / Standard | $130 – $170 |
Mid-Range | $170 – $230 |
High-End / Custom | $230 – $350+ |
These cost ranges reflect the Florida market with updated material pricing, labor charges, and 2025 construction trends.
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Factors That Influence the Cost of Building a Bungalow in Florida
Building costs don’t depend on size alone—many interconnected elements shape the final budget. Below are the major components you should consider while planning your bungalow project.
1. Size of the Bungalow (Total Square Footage)
Square footage is the biggest cost driver. A larger bungalow requires more building materials, larger foundations, more roofing, and additional labor. For example:
- Small bungalow (900–1,200 sq. ft.) → Range $130,000–$240,000
- Medium bungalow (1,300–1,800 sq. ft.) → Range $180,000–$350,000
- Large bungalow (2,000+ sq. ft.) → Range $300,000–$450,000+
The footprint is what matters most because bungalows are single-story and require more foundation and roofing per sq. ft. compared to multi-story homes.
2. Foundation Costs
Florida has unique soil conditions in different cities. Some areas require deeper footings, slab reinforcement, and moisture control.
Foundation Cost Breakdown
Foundation Type | Average Cost in Florida |
Slab-on-Grade | $5 – $12 per sq. ft. |
Monolithic Slab | $8 – $15 per sq. ft. |
Crawl Space | $12 – $20 per sq. ft. |
In coastal areas, foundations often require additional reinforcement, increasing the cost.
3. Roofing Costs
Because bungalows are single-story with large roof areas, roofing becomes one of the most expensive components. Florida’s climate demands wind-resistant, hurricane-compliant roofing materials.
Florida Roofing Cost Range
Roofing Material | Cost per Sq. Ft. |
Asphalt Shingles | $5 – $9 |
Metal Roofing | $10 – $18 |
Tile Roofing | $12 – $22 |
Tile and metal roofing are common choices due to durability and weather resistance.
4. Exterior Construction Costs
Exterior walls must meet Florida’s building codes for wind loads, heat resistance, and moisture control.
Popular Exterior Finishes
Exterior Type | Average Cost |
Stucco | $6 – $10 per sq. ft. |
Fiber Cement Siding | $7 – $12 per sq. ft. |
Concrete Block (CMU) | $10 – $18 per sq. ft. |
CMU block is one of the most preferred choices due to strength and hurricane performance.
5. Interior Finishing Costs
Interior finishes significantly influence the final price because homeowners often upgrade flooring, cabinetry, and lighting for a modern, comfortable design.
Interior Finish Cost Breakdown
Component | Average Cost |
Flooring | $5,000 – $20,000 |
Drywall | $1.50 – $3.50 per sq. ft. |
Interior Paint | $3 – $6 per sq. ft. |
Doors & Trim | $2,500 – $10,000 |
Selections like tile flooring, crown molding, or luxury trim packages increase the investment.
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6. Kitchen Construction Costs
In bungalow construction, the kitchen often becomes the centerpiece of the home. Florida homeowners commonly choose open-concept layouts, expanding kitchen costs.
Kitchen Cost Breakdown
Kitchen Component | Cost Range |
Cabinets | $5,000 – $25,000 |
Countertops | $2,000 – $10,000 |
Appliances | $3,000 – $12,000 |
Plumbing & Electrical | $1,200 – $5,500 |
Quartz countertops and semi-custom cabinets are trending in Florida.
7. Bathroom Construction Costs
Bathrooms add both convenience and value to your bungalow. Costs depend on size, fixtures, and tile work.
Bathroom Cost Breakdown
Bathroom Type | Average Cost |
Half Bathroom | $5,000 – $12,000 |
Standard Full Bathroom | $12,000 – $22,000 |
Luxury Master Bathroom | $20,000 – $40,000+ |
Walk-in showers, custom vanities, and high-end tiles increase the budget.
8. HVAC, Electrical & Plumbing Costs
Since Florida experiences warm temperatures year-round, HVAC is a critical part of bungalow construction.
- HVAC System → $5,000 – $12,000
- Electrical System → $4 – $9 per sq. ft.
- Plumbing System → $3 – $8 per sq. ft.
Upgrading to energy-efficient systems helps reduce long-term utility costs.
Full Cost Breakdown Table (Florida – 2025)
Construction Component | Cost Range |
Foundation | $10,000 – $30,000 |
Roofing | $10,000 – $35,000 |
Exterior Build | $25,000 – $60,000 |
Interior Construction | $25,000 – $70,000 |
Kitchen Build | $10,000 – $40,000 |
Bathroom Build | $5,000 – $40,000 |
HVAC + Electrical + Plumbing | $15,000 – $45,000 |
Doors, Windows & Insulation | $8,000 – $25,000 |
Permits & Fees | $1,500 – $10,000 |
Labor Costs | 25% – 35% of total budget |
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Additional Costs to Consider
Building a bungalow also includes several secondary costs that homeowners sometimes overlook:
- Land preparation → $3,000 – $20,000
- Driveway, pathways, porch → $4,000 – $18,000
- Landscaping → $2,000 – $15,000
- Utility connections → $3,500 – $12,000
These items can shift the total project cost significantly.
How Much Does It Cost to Build a 3-Bedroom Bungalow in Florida?
A typical 3-bedroom Florida bungalow (1,400–1,800 sq. ft.) costs:
Total Cost Range: $220,000 – $390,000
This includes construction, finishes, HVAC, and basic driveway/landscaping.
How Much Does It Cost to Build a Luxury Bungalow in Florida?
For high-end materials, smart home features, large kitchens, and premium landscaping:
Cost Range: $400,000 – $650,000+
Luxury bungalows often include stone facades, metal roofing, custom cabinetry, and premium appliances.
Conclusion
Building a bungalow in Florida is an excellent investment, offering comfort, energy-efficiency, and long-term value. The overall cost depends heavily on design choices, material preferences, square footage, and construction complexity. With a clear cost breakdown and a well-organized plan, you can estimate your budget confidently and build a bungalow that fits your lifestyle and vision.
Question Answer
Frequently Asked Question
The average cost to build a bungalow in Florida ranges from $180,000 to $420,000, with most homeowners spending $250,000–$350,000 for a mid-range, 1,300–1,800 sq. ft. home. Costs per square foot:
- Basic: $130–$170
- Mid-range: $170–$230
- High-end: $230–$350+
A 3-bedroom bungalow (1,400–1,800 sq. ft.) costs $220,000 to $390,000 to build in Florida. This includes foundation, roofing, kitchen, bathrooms, HVAC, and basic landscaping.
The top cost drivers are:
- Foundation ($10,000–$30,000) – due to Florida’s soil and hurricane codes
- Roofing ($10,000–$35,000) – large single-story roof area
- Kitchen ($10,000–$40,000) – open-concept designs with quartz & custom cabinets
- Exterior walls – CMU block or stucco for storm resistance
Yes — bungalows cost more per square foot because:
- Larger foundation and roof area
- No shared walls or floors to reduce material use
- Higher site prep costs on single-level lots However, they save on stairs, elevators, and long-term accessibility upgrades.
Yes. Florida requires:
- Wind-load certified roofing & windows
- Impact-resistant glass or shutters
- Permits for foundation, electrical, plumbing & structural work ($1,500–$10,000)
- Elevation certificates in flood zones Always hire a Florida-licensed contractor familiar with local 2025 building codes.
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