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How Much to Build a 3 Bed 2 Bath House in Florida?
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Building a 3 bed 2 bath house in Florida requires a clear understanding of updated construction costs, market conditions, regional pricing, and detailed category-wise cost breakdowns. At Estimate Florida Consulting, we prepare highly accurate, lender-ready construction estimates for residential new construction across Florida, including Orlando, Tampa, Jacksonville, Miami, and all surrounding cities.
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Average Cost to Build a 3 Bed 2 Bath House in Florida
The typical cost to build a 3 bedroom, 2 bathroom house in Florida ranges between:
👉 $255,000 to $480,000+ (excluding land)
Based on statewide cost per sq ft:
👉 $150 – $240 per sq ft
Florida construction costs vary because of:
✔ Hurricane-rated building requirements
✔ Stronger roofing systems
✔ Impact windows & doors
✔ Labor availability
✔ Material supply timing
✔ Region-to-region differences (South FL vs Central FL)
Most 3 bed 2 bath homes in Florida range between 1,600 sq ft to 2,000 sq ft, which makes cost estimation predictable with professional estimating.
Cost Per Square Foot in Florida
Average Florida Cost Per Sq Ft (2025):
$150 – $240 per sq ft
Cost depends on:
✔ Coastal vs inland region
✔ Design complexity
✔ Impact-rated materials
✔ Roof pitch and style
✔ Foundation type
✔ Mechanical system sizing
✔ Local permitting requirements
South Florida (Miami, Naples, Fort Lauderdale) tends to be the highest.
Orlando remains moderately priced but rising steadily.
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Cost Table for a 3 Bed 2 Bath House in Florida
Home Size | Cost/Sq Ft | Estimated Cost |
1,600 sq ft | $150 – $240 | $240,000 – $384,000 |
1,800 sq ft | $150 – $240 | $270,000 – $432,000 |
2,000 sq ft | $150 – $240 | $300,000 – $480,000 |
These numbers are for structure only — land, site work, and upgrades add to final cost.
Cost to Build a 3 Bedroom House in Orlando, FL
Construction in Orlando is slightly higher than Florida’s average due to consistent demand and labor factors.
Orlando Cost Per Sq Ft:
$160 – $245 per sq ft
Typical Orlando Cost Range:
For a standard 1,600–2,000 sq ft 3 bedroom home:
Size | Cost/Sq Ft | Estimated Cost |
1,600 sq ft | $160 – $245 | $256,000 – $392,000 |
1,800 sq ft | $160 – $245 | $288,000 – $441,000 |
2,000 sq ft | $160 – $245 | $320,000 – $490,000 |
Orlando cost drivers include:
✔ High demand for contractors
✔ Rapid population growth
✔ Material supply chain fluctuations
✔ Increased HVAC requirements for hot climate
✔ Strong building code enforcement
Complete Construction Cost Breakdown (Florida + Orlando)
Below is the professional estimating breakdown used by lenders, architects, and builders. This reflects Florida’s building code, hurricane requirements, and regional pricing.
1. Site Preparation & Land Development
Includes:
- Clearing palms, trees, and vegetation
- Grading the lot
- Soil compaction
- Foundation excavation
- Fill dirt (very common in Florida builds)
- Driveway base
- Utility connections
- Septic system where needed
Estimated Cost: $12,000 – $35,000
Costs increase in flood-prone and coastal regions.
2. Foundation Costs
Florida homes typically use:
✔ Monolithic slab
✔ Stem wall foundation
✔ Elevated concrete in flood zones
3. Framing & Structure
Includes:
- Exterior framing
- Interior framing
- Roof trusses
- Exterior sheathing
- Structural connectors
- Framers’ labor
Estimated Cost: $32,000 – $82,000
Roof complexity, design shape, and material thickness affect framing cost.
4. Florida-Grade Roofing System
Roofing is a major cost driver because Florida requires:
✔ Hurricane-rated shingles
✔ Strong underlayment
✔ Wind-resistant installation
✔ Enhanced fastening
Estimated Cost: $10,000 – $28,000
Metal and tile roofs are significantly more expensive.
5. Exterior Finishes
Materials include:
- Stucco (very common in FL)
- Fiber cement siding
- Stone veneer
- Brick veneer
- Impact-rated exterior doors
- Impact windows
- Gutters & trims
Estimated Cost: $25,000 – $60,000
Impact windows/doors alone can cost $14,000+ for a 3 bedroom home.
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7. Mechanical Systems
HVAC System (Oversized for Florida Heat)
Includes:
- Air handler
- Condenser
- Ductwork
- Return air system
Estimated Cost: $8,500 – $20,000
Plumbing System
Electrical System
Includes:
- Wiring
- Electrical panel
- Outlets & switches
- Breakers
- Smoke detectors
- Basic lighting
Estimated Cost: $9,000 – $22,000
8. Permits, Soft Costs, and Engineering
Florida permits and engineering requirements are stricter due to hurricane laws.
Includes:
- Building permit
- Engineering fees
- Architectural drafting
- Energy calculations
- Impact fees (higher in Orlando)
- Survey fees
- Utility meter setup
Estimated Cost: $6,000 – $18,000
9. Final Stage Work & Landscaping
Includes:
- Final cleaning
- Sod
- Shrubs
- Driveways
- Walkways
- Final inspections
Estimated Cost: $4,000 – $16,000
Total Construction Cost Summary (Florida + Orlando)
Category | Estimated Cost |
Site Prep | $12,000 – $35,000 |
Foundation | $14,000 – $38,000 |
Framing | $32,000 – $82,000 |
Roofing | $10,000 – $28,000 |
Exterior Finishes | $25,000 – $60,000 |
Interior Finishes | $60,000 – $130,000 |
Mechanical Systems | $27,500 – $66,000 |
Permits & Soft Costs | $6,000 – $18,000 |
Landscaping | $4,000 – $16,000 |
👉 Total Cost to Build a 3 Bed 2 Bath House in Florida:
$255,000 – $480,000+
👉 Total Cost to Build a 3 Bedroom House in Orlando, FL:
$256,000 – $490,000+
What Drives Construction Costs in Florida & Orlando?
✔ Hurricane impact standards
✔ Impact windows & doors
✔ Roofing requirements
✔ Soil leveling & fill dirt
✔ City permitting fees
✔ HVAC size increases
✔ Market labor rates
✔ Material availability
✔ Floor plan complexity
✔ Exterior finish selection
Orlando projects often see tighter material supply timelines and higher impact fees.
Why You Need a Professional Construction Estimate?
A detailed construction estimate ensures:
✔ Accurate budgeting
✔ Proper cost documentation for lenders
✔ Prevention of budget overruns
✔ Better contractor bidding
✔ Complete material quantity clarity
✔ Transparent cost planning
✔ Peace of mind before construction begins
Estimate Florida Consulting provides professional, detailed, and lender-ready estimates for all 3 bedroom home projects across Florida.
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We provide estimating services for:
✔ New 3 bedroom homes
✔ Orlando residential projects
✔ Florida-wide construction projects
✔ Budget planning
✔ Bank loan documentation
✔ Full CSI-formatted estimates
✔ Material takeoff and labor breakdown
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Question Answer
Frequently Asked Question
The average cost to build a 3 bedroom, 2 bathroom home in Florida ranges between $255,000 and $480,000+, depending on home size, finishes, location, and construction standards required for Florida’s climate and building codes.
The cost per square foot typically ranges between $150 and $240, based on region, materials, architectural complexity, and hurricane-rated construction requirements.
Florida requires hurricane-resistant materials, impact-rated doors and windows, stronger roofing systems, and strict compliance with building codes, especially in coastal and high-wind zones, which increases total cost.
No. The estimated pricing covers structure and interior build costs only. Land purchase, site clearing, grading, utilities, and elevation requirements are additional expenses.
Cost is affected by location, soil condition, elevation needs, finish level, roofing type, impact protection, HVAC requirements, labor demand, and permitting fees.
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At Estimate Florida Consulting, we offer detailed cost estimates across all major trades, ensuring no part of your project is overlooked. From the foundation to the finishing touches, our trade-specific estimates provide you with a complete and accurate breakdown of costs for any type of construction project.
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