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What Is the Average Cost to Build a 3-Bedroom, 2-Bath House?
Leading provider of estimate services.
If you’re planning to build a 3 bedroom, 2 bathroom home in Florida, one question always comes first:
👉 “How much does it actually cost?”
A lot of homeowners, new builders, and even real estate investors start with guesswork.
But the real cost isn’t guesswork — it depends on real materials, real labor rates, and real Florida market conditions.
At Estimate Florida Consulting, we prepare accurate, professional construction estimates for homeowners, contractors, and developers. We work with real Florida prices — not national averages — so you can plan your project with full confidence.
Let’s break down the true average cost to build your dream 3 bedroom, 2 bath house in Florida in 2025.
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Average Cost to Build a 3 Bedroom 2 Bath House in Florida
The cost depends on size, finishes, foundation, roof type, and local labor rates. Most 3/2 homes fall in the 1,300 sq. ft. – 1,800 sq. ft. range.
Florida Average Cost (2025):
Home Size | Cost per Sq. Ft. | Total Estimated Cost |
1,300 sq. ft. | $150 – $250 | $195,000 – $325,000 |
1,500 sq. ft. | $150 – $260 | $225,000 – $390,000 |
1,800 sq. ft. | $150 – $270 | $270,000 – $486,000 |
Most 3 bed / 2 bath homes in Florida cost:
$225,000 – $450,000+
This range includes:
- American standard construction
- Concrete block or wood frame
- Asphalt shingle roofing
- Basic interior finishes
- Standard plumbing and electrical systems
“Your total cost depends heavily on location — Miami, Orlando, Tampa, and Jacksonville all have different market rates.”
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What Affects the Cost of Building a 3 Bedroom 2 Bath House?
Florida construction pricing is unique. Here are the top factors that drive cost:
Home Size & Layout
More square footage = higher cost.
Open floor plans with high ceilings increase framing and HVAC costs.
Construction Type (Block vs Wood)
Type | Cost Impact | Notes |
Concrete Block (CBS) | Higher cost | Strong, hurricane-resistant |
Wood Frame | Lower cost | Faster construction |
Most Florida homeowners choose concrete block due to storm protection.
Roofing System
Roof Type | Cost Impact |
Asphalt Shingle | Affordable |
Metal Roof | +20–30% more |
Tile Roof | +40–60% more |
Hurricane zones (Miami, Fort Lauderdale) require stronger roof systems.
Interior Finish Level
Level | Cost per Sq. Ft. | Description |
Basic | $150–$180 | Simple fixtures, vinyl floors |
Mid-Grade | $180–$230 | Tile floors, granite counters |
High-End | $230–$300+ | Custom cabinets, luxury baths |
Mechanical, Electrical, Plumbing (MEP)
These systems make up 25–35% of the total cost.
System | Typical Cost |
Electrical | $8–$15/sq. ft. |
Plumbing | $7–$12/sq. ft. |
HVAC | $10–$18/sq. ft. |
Land Preparation & Site Work
Work Type | Cost |
Clearing | $2,000–$5,000 |
Grading | $3,000–$7,000 |
Driveway | $4,000–$12,000 |
In flood-prone areas, elevated foundations can add $10,000–$30,000.
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Cost Breakdown for a Typical 3 Bedroom 2 Bath House (Florida 2025)
Component | Cost Range |
Site Work | $10,000 – $25,000 |
Foundation | $15,000 – $30,000 |
Framing | $40,000 – $80,000 |
Roofing | $10,000 – $20,000 |
MEP Systems | $50,000 – $90,000 |
Drywall & Insulation | $12,000 – $25,000 |
Interior Finishes | $40,000 – $90,000 |
Exterior Finishes | $10,000 – $25,000 |
Permits & Fees | $5,000 – $15,000 |
Contingency | $10,000 – $25,000 |
Total:
$225,000 – $450,000+
Florida City-by-City Cost Comparison (2025)
City | Average Cost per Sq. Ft. | Notes |
Miami | $180–$260 | Highest due to labor & codes |
Orlando | $160–$230 | Balanced pricing |
Tampa | $150–$225 | Growing housing market |
Jacksonville | $140–$210 | Most affordable |
Fort Lauderdale | $180–$260 | Strict hurricane requirements |
Do You Need a Professional Estimate Before Building?
Absolutely — especially in Florida.
A professional construction estimate helps you:
✔ Avoid under-budgeting
✔ Prevent mid-project surprises
✔ Estimate accurate loan requirements
✔ Compare contractor bids fairly
✔ Plan materials and labor correctly
At Estimate Florida Consulting, we prepare:
- Detailed cost breakdowns
- Updated Florida market pricing
- Material quantity takeoffs
- Bank-approved estimating formats
- 24–48 hour delivery
“A well-prepared estimate protects your budget, your loan, and your peace of mind.”
Final Answer — So What’s the Average Cost?
If you’re building a 3 bedroom, 2 bathroom home in Florida:
⭐ Expect to spend between $225,000 and $450,000+
depending on size, finishes, city, and construction choices.
If you want the exact cost for your plans, based on real Florida prices…
that’s exactly what we do.
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Need an Accurate Estimate? Upload Your Plans Today
At Estimate Florida Consulting, we help homeowners, contractors, and developers build confidently with precise, Florida-based construction estimates.
- 24–48 hour delivery
- Detailed line-item pricing
- Bank-ready estimates
- Florida regional cost data
- Residential, commercial, and custom homes
👉 Upload your plans and get your 3 Bed 2 Bath house estimate today.
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Question Answer
Frequently Asked Question
Most 3 bed / 2 bath homes in Florida cost $225,000 to $450,000+, depending on size, finishes, construction type, and location. Cities like Miami and Fort Lauderdale tend to be more expensive due to stricter codes and higher labor rates.
In Florida, the average cost per sq. ft. ranges from $150 to $270.
Basic finishes fall on the lower end, while high-end homes and hurricane-resistant features increase the price.
Most 3/2 homes range from 1,300 sq. ft. to 1,800 sq. ft., which strongly affects the total project cost.
Key cost drivers include:
Home size and floor plan
Concrete block vs. wood frame
Roofing material
Interior finish quality
Mechanical, electrical, and plumbing systems
Site work and land prep
City-specific building codes
Yes. Concrete block (CBS) construction costs more but is preferred in Florida due to hurricane protection. Wood framing is more affordable but may not meet code in some coastal zones.
Comprehensive Trade-Specific Estimates
At Estimate Florida Consulting, we offer detailed cost estimates across all major trades, ensuring no part of your project is overlooked. From the foundation to the finishing touches, our trade-specific estimates provide you with a complete and accurate breakdown of costs for any type of construction project.
Our Simple Process to Get Your Estimate
01
Upload Plans
Submit your project plans, blueprints, or relevant documents through our online form or via email.
02
Receive Quotation
We’ll review your project details and send you a quote based on your scope and requirements.
03
Confirmation
Confirm the details and finalize any adjustments to ensure the estimate meets your project needs.
04
Get Estimate
Receive your detailed, trade-specific estimate within 1-2 business days, ready for your project execution.
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We take pride in delivering accurate, timely, and reliable estimates that help contractors and builders win more projects. Our clients consistently praise our attention to detail, fast turnaround times, and the positive impact our estimates have on their businesses.
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